Contact us: 563.441.1776
Description
This property is ready for some serious TLC. Take a walk through this considerably sized home on a large flat lot with ample parking, four bedrooms, a third level office, enclosed porch, & step down basement. The home is being sold AS-IS and will require either a cash buyer or conventional financing only.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,600
Garage Size: 1
Built in 1960
Elementary School: Fulton Elementary School
High School: Fulton High School
Middle School: River Bend Middle School
General Information
Bedrooms: 4
Bathrooms: 2
Sqft: 1,600
County: Whiteside
High School: Fulton High School
Listed By:
3% Listing Company, LLC
563-265-0333
MRED MLS
MLS ID: 12611126
Room Information
Bedroom 2: 10X7
Bedroom 3: 10X7
Bedroom 4: 10X8
Kitchen: 10X6
Living Room: 10X8
Primary Bedroom: 12X10
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302 N Bluff Street , Albany, IL 61230.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $34,900 | $34,900 | $34,900 |
| Down Payment | $6,980 | $1,222 | $8,725 |
| Monthly Mortgage Amount | $165 | $205 | $214 |
| Taxes | $49 | $49 | $49 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $15 | $0 |
| Monthly Estimated Total | $314 | $369 | $363 |
About this area
About Albany
Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.
Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.
Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 12:00:24 AM EST) or MRED MLS (last updated Mon 04/13/2026 11:57:59 PM EST) or SCWMLS (last updated Mon 04/13/2026 11:54:41 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 04/13/2026 10:15:23 PM EST) or Cedar Rapids MLS (last updated Mon 04/13/2026 10:44:15 PM EST) or NEIRBR MLS (last updated Mon 04/13/2026 11:58:43 PM EST) or ICAAR MLS (last updated Mon 04/13/2026 11:37:30 PM EST) or ECIMLS (last updated Mon 04/13/2026 11:44:13 PM EST) or RMLSA (last updated Mon 04/13/2026 11:50:59 PM EST) or Muscatine MLS (last updated Mon 04/13/2026 11:45:25 PM EST) or No Coast MLS (last updated Mon 04/13/2026 11:54:20 PM EST). Real estate listings held by brokerage firms other than Ruhl & Ruhl Careers may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
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