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108 E 5th Street, Coal Valley, IL 61240.
This home offers the simplicity of one-level living with thoughtful updates already completed, making it an excellent opportunity for a first-time buyer, downsizer, or someone looking for a retirement-friendly layout with room to personalize over time. Inside, you'll find three bedrooms, updated vinyl flooring throughout the main living spaces, and new carpeting in the bedrooms for added comfort. The bathroom has been refreshed with a new vanity cabinet offering additional storage, along with updated lighting. One of the standout features of the home is the spacious sunroom located at the rear of the property. Overlooking the flat and level backyard, this space creates a seamless indoor-outdoor feel and serves as an extended living area perfect for relaxing, entertaining, hobbies, or enjoying the changing seasons year-round. The living room is filled with natural light thanks to the large picture window with southeastern sun exposure, allowing beautiful daylight to pour into the space throughout the morning and afternoon. An additional flex room adds versatility to the layout and could function as a formal dining area, toy room, reading lounge, office, or work-from-home setup depending on your lifestyle needs. The kitchen features painted cabinetry, updated flooring, and a modern high-arch faucet, giving the space a fresh and functional feel. While many updates have already been completed, the home still offers opportunities for additional cosmetic improvements and TLC, making it a great chance to build equity while enjoying an already-improved and highly functional space.
MLS ID: 12658978
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108 E 5th Street, Coal Valley, IL 61240.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $157,900 | $157,900 | $157,900 |
| Down Payment | $31,580 | $5,527 | $39,475 |
| Monthly Mortgage Amount | $768 | $955 | $976 |
| Taxes | $220 | $220 | $220 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $69 | $0 |
| Monthly Estimated Total | $1,088 | $1,344 | $1,296 |
Tucked just minutes away from the Quad Cities, Coal Valley, IL offers many attractions, including the Niabi Zoo. From the hills overlooking the Quad Cities to the homes that are situated on or near farmland, this city offers a rural, calming environment. The 3,800 (2023) residents of Coal Valley have advantages of small-town living with access to the nearby Quad Cities.
With its peaceful neighborhoods, community parks, and proximity to the Quad Cities, Coal Valley is an attractive destination for families, retirees, and anyone seeking a slower pace of life without giving up access to nearby amenities. The community is known for its friendly atmosphere, well-kept homes, and scenic surroundings, including wooded areas and rolling landscapes.
Real estate in Coal Valley includes a mix of single-family homes, ranging from classic ranch-style houses to modern new builds with larger lots. Many properties feature spacious yards, garages, and quiet streets—ideal for those seeking privacy and outdoor space. The area also offers some opportunities for custom homes and land development, appealing to buyers looking to build or invest. Affordability is another key draw, making Coal Valley a great value compared to larger nearby cities.
Residents benefit from access to reputable schools, local businesses, and recreational activities like golf, biking, and hiking. Whether you're searching for a first home, a place to raise a family, or a peaceful retreat, Coal Valley offers a welcoming environment and solid real estate opportunities.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Coal Valley, IL. You can also contact us—we are here to help!!!