Contact us: 563.441.1776
Description
Broker-owned 3-unit investment property with value-add potential. The two upper units are ready to rent. Property includes one 2-bedroom unit, one 1-bedroom unit, and one studio unit. The lower 2-bedroom unit needs work, including a kitchen rebuild, giving the next owner room to improve the space and increase the property's rental potential. Property is being sold as-is. A solid option for an investor or first-time buyer looking to get started with a multi-unit property.
Property Highlights
Property Type: Multi Unit - Multiple
General Information
Bedrooms: 3
Bathrooms: 3
County: Lee
Listed By:
Hvarre Realty
815-310-0496
MRED MLS
MLS ID: 12642608
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913 W 4th Street, Dixon, IL 61021.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $110,000 | $110,000 | $110,000 |
| Down Payment | $22,000 | $3,850 | $27,500 |
| Monthly Mortgage Amount | $535 | $665 | $680 |
| Taxes | $153 | $153 | $153 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $48 | $0 |
| Monthly Estimated Total | $788 | $966 | $933 |
About this area
About Dixon
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/28/2026. The listing information on this page last changed on 05/28/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 05/28/2026 1:05:44 AM EST) or MRED MLS (last updated Thu 05/28/2026 1:01:02 AM EST) or SCWMLS (last updated Wed 05/27/2026 11:54:41 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 05/27/2026 10:15:58 PM EST) or Cedar Rapids MLS (last updated Wed 05/27/2026 10:44:17 PM EST) or NEIRBR MLS (last updated Thu 05/28/2026 12:58:45 AM EST) or ICAAR MLS (last updated Wed 05/27/2026 11:37:31 PM EST) or ECIMLS (last updated Wed 05/27/2026 11:44:18 PM EST) or RMLSA (last updated Thu 05/28/2026 1:01:02 AM EST) or Muscatine MLS (last updated Thu 05/28/2026 1:00:13 AM EST) or No Coast MLS (last updated Thu 05/28/2026 12:44:25 AM EST). Real estate listings held by brokerage firms other than Ruhl & Ruhl Careers may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
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