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5195 306th Street , Dixon, IA 52745.
Appreciate a property filled with potential and opportunity, tucked away in a quiet community in Dixon, Iowa. Situated on an over one-acre lot, this property offers the chance to create your dream home. Step inside the open foyer and head to the main level, where you'll experience a spacious open-concept living and dining area, perfect for future gatherings. The kitchen offers ample space for a potential breakfast bar or a small eat-in dining table. Also located on the main level are three spacious bedrooms and a full bathroom. The lower level features an oversized second family living area complete with a built-in bar and fireplace. Tucked away at the back of the lower level is an additional full bathroom, a large primary bedroom with an abundance of natural light, and a spacious mechanical/laundry room. [HVAC: Manufactured in 2019, Water Heater: 1999, Roof: 2017] Listing Agent is related to the seller.
MLS ID: 12647269
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5195 306th Street , Dixon, IA 52745.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $209,900 | $209,900 | $209,900 |
| Down Payment | $41,980 | $7,347 | $52,475 |
| Monthly Mortgage Amount | $1,007 | $1,236 | $1,297 |
| Taxes | $292 | $292 | $292 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $92 | $0 |
| Monthly Estimated Total | $1,399 | $1,720 | $1,689 |
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!