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3603 14th Avenue Sterling, IL 61081 Residential - Single Family New

New - 24 Hours Ago
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Description

Raised ranch home located in coveted Colonial Acres neighborhood! This home offers 4 bedrooms, 3 full bathrooms, and a 2.5 attached and heated garage. The upper level offers three bedrooms, a living room, kitchen, and dining room which leads to the enclosed back porch. The master bedroom has a walk in closet and a private full bathroom with a walk in shower. The lower level has a large family room, a fourth bedroom/office, utility room, and a large full bathroom and laundry room. The backyard has a 12x10 shed. This home is outside of city but is hooked up to Illinois American water services. Schedule your showing today, this one won't last long!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,700
Garage Size: 3
Attached Garage
Built in 1989
School District: District 5

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,700
County: Whiteside
Listed By:
RE/MAX Sauk Valley 815-625-3722
MRED MLS

Room Information

Enclosed Porch: 11X15
Bedroom 2: 10X14
Bedroom 3: 11X10
Bedroom 4: 12X16
Dining Room: 11X11
Family Room: 14X44
Kitchen: 12X11
Laundry: 12X13
Living Room: 19X16
Primary Bedroom: 12X13
$270,000
Est. $1,788/mo
4beds
3baths
2,700sqft
3cars
New to the Market New
BEDS4 BATHS3 full SQUARE FEET2,700 MLS#12663839
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 5

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Ruhl & Ruhl Careers
563.441.1776

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3603 14th Avenue , Sterling, IL 61081.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $270,000$270,000$270,000
Down Payment $54,000$9,450$67,500
Monthly Mortgage Amount $1,312$1,632$1,668
Taxes $376$376$376
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$119$0
Monthly Estimated Total $1,788$2,227$2,144

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About this area

Illinois/Sterling
Sterling

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About Sterling

Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.

Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.

With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.

The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.

Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.

With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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