Contact us: 563.441.1776
Description
This one-of-a-kind residence blends timeless character with modern amenities and beautiful scenery. A rare opportunity to own a meticulously crafted home with horse facilities, mature landscaping, and versatile living spaces. The exterior features beautiful stone accents, a wrap-around porch, and a circular drive, while the grounds offer a pasture area, walking trails, and mature trees including a majestic willow. A finished stone-wall enclosed porch with a wood-burning stove complements a patio off the kitchen, creating ideal indoor-outdoor living for year-round enjoyment. The property includes a new horse barn/shed with two stalls and an indoor arena, plus a large older barn with abundant potential for storage or projects. Inside, the main level offers an inviting living room with a fireplace and abundant natural light, a den or office (or potential bedroom) with an attached full bath, and a large eat-in kitchen with an island, built-in shelving, and a pantry. The expansive family room features a beautiful stone wood burning fireplace, exterior access, and numerous windows to capture views of the property. Exceptional main-floor laundry room adds convenience and functionality. Easy access to the patio from the kitchen further enhances seamless indoor-outdoor living. Upstairs, there are two bedrooms, including a master suite with a large full bath featuring dual sinks and a walk-in closet. Additional gathering area on the second floor provides flexible space for a sitting area, play space, or additional usage, and a walk-up attic offers excellent storage. The basement includes upgraded foam insulation for enhanced energy efficiency, a recently updated hot water heater, and a furnace installed approximately 1.5 years ago. This unique property exudes immense character and history, making it ideal for horse enthusiasts, outdoor lovers, or buyers seeking a retreat with modern conveniences. Its flexible floor plan, abundant storage, and hobby space potential make it a truly one-of-a-kind offering. Call for a private showing today!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,700
Lot Size: 5.88 acres
School District: District 399
Stone Exterior
Three Fireplaces
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 2,700
County: Whiteside
Listed By:
Crawford Realty, LLC
815-285-3444
MRED MLS
MLS ID: 12664190
Room Information
Enclosed Porch Heated: 13X9
Bonus Room: 20X12
Bedroom 2: 15X13
Bedroom 3: 12X9
Family Room: 42X17
Kitchen: 27X15
Laundry: 21X9
Living Room: 17X16
Primary Bedroom: 16X13
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
22524 Luther Road, Sterling, IL 61081.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $440,000 | $440,000 | $440,000 |
| Down Payment | $88,000 | $15,400 | $110,000 |
| Monthly Mortgage Amount | $2,139 | $2,660 | $2,718 |
| Taxes | $612 | $612 | $612 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $194 | $0 |
| Monthly Estimated Total | $2,879 | $3,594 | $3,458 |
About this area
About Sterling
Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.
Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.
With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.
The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.
Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.
With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/02/2026. The listing information on this page last changed on 06/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 06/02/2026 12:54:52 AM EST) or MRED MLS (last updated Tue 06/02/2026 12:46:57 AM EST) or SCWMLS (last updated Mon 06/01/2026 11:54:50 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 06/01/2026 10:15:50 PM EST) or Cedar Rapids MLS (last updated Mon 06/01/2026 10:44:21 PM EST) or NEIRBR MLS (last updated Tue 06/02/2026 12:48:41 AM EST) or ICAAR MLS (last updated Mon 06/01/2026 11:37:37 PM EST) or ECIMLS (last updated Mon 06/01/2026 11:44:15 PM EST) or RMLSA (last updated Tue 06/02/2026 12:50:56 AM EST) or Muscatine MLS (last updated Tue 06/02/2026 12:45:08 AM EST) or No Coast MLS (last updated Tue 06/02/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl & Ruhl Careers may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --