Contact us: 563.441.1776
Description
Incredible views of the Mississippi River in a tucked-away location! Move-in ready ranch home with beautiful, wooden vaulted ceiling in the living room/dining areas that opens to a 4-season porch, perfect as a home office. Tasteful, quality finishes throughout, including oak kitchen cabinets, 6-panel doors, oak living room flooring and a stone gas fireplace. Other features include main level laundry, stainless steel appliances, Corian countertops and master bedroom ensuite, WIFI thermostat and 6 exterior cameras with monitor. The walk-out lower level offers more river views, a theater room, distinctive second gas fireplace, full bath, bedroom and screened porch for your enjoyment. Easy access from the garage into the residence with no steps. The two car garage is oversized. The home has solar panels on the south side of the roof for low cost electric and the fenced backyard has been terraced for ease of maintenance. Don't miss the opportunity to see this impressive property!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,532
Garage Size: 2
Attached Garage
Built in 2005
School District: District 2
Brick Exterior
Two Fireplaces
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 1,532
County: Whiteside
Listed By:
RE/MAX Sauk Valley
815-625-3722
MRED MLS
MLS ID: 12617493
Room Information
Heated Sun Room: 11X14
Bedroom 2: 11X12
Bedroom 3: 13X15
Family Room: 27X29
Kitchen: 9X15
Laundry: 7X10
Living Room: 16X25
Primary Bedroom: 12X14
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124 5th Street , Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $1,892 | $2,354 | $2,451 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,566 | $3,204 | $3,125 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 12:00:24 AM EST) or MRED MLS (last updated Mon 04/13/2026 11:57:59 PM EST) or SCWMLS (last updated Mon 04/13/2026 11:54:41 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 04/13/2026 10:15:23 PM EST) or Cedar Rapids MLS (last updated Mon 04/13/2026 10:44:15 PM EST) or NEIRBR MLS (last updated Mon 04/13/2026 11:58:43 PM EST) or ICAAR MLS (last updated Mon 04/13/2026 11:37:30 PM EST) or ECIMLS (last updated Mon 04/13/2026 11:44:13 PM EST) or RMLSA (last updated Mon 04/13/2026 11:50:59 PM EST) or Muscatine MLS (last updated Mon 04/13/2026 11:45:25 PM EST) or No Coast MLS (last updated Mon 04/13/2026 11:54:20 PM EST). Real estate listings held by brokerage firms other than Ruhl & Ruhl Careers may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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