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11620 E Charles Road, Mount Carroll, IL 61053.
Discover a truly one-of-a-kind retro-inspired private retreat set on 20 scenic acres in picturesque Jo Daviess County. This expansive ranch residence offers over 4,000 square feet of living space, including a private in-law suite complete with its own entrance and full kitchen-ideal for multi-generational living or guest accommodations. The lower level is an entertainer's dream, featuring a stunning 30,000-gallon Romanesque indoor pool with diving board, sauna, and direct access to a spacious family room and recreation area with wet bar. The Main Floor boasts a large living room and a separate dining room and great kitchen with newer appliances. The primary suite offers a private sitting room along with separate his-and-her bathrooms, while four additional generously sized bedrooms provide ample space throughout. Outdoors, enjoy a horse barn and fenced pasture ready for animals, all surrounded by serene woods teeming with wildlife. Multiple decks and patios offer peaceful vantage points to take in the natural beauty of the property. Furniture is also available. Extensive updates include pool pump, filter, and heater (2018), sauna heater (2018), furnace (2019), exterior improvements including insulation, sheathing, house wrap, Hardie Board siding, and Marvin Elevate windows (2022), garage door (2022), front hardscape and flagstone entry (2024), kitchen appliances (2024), new window treatments (2025), designer vintage lighting (2025), and a fully refreshed indoor pool room with moisture-resistant finishes and resin-paneled ceiling (2026). Don't let this vintage dream pass you by schedule your showing today. Refrigerator in In-Law Suite does not work. Sellers Requested Prequalified Buyers Only. Use ShowTime. Showing time available Wednesday, Thursday and Friday Evenings from five to eight and Saturdays and Sundays only.
MLS ID: 202602795
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11620 E Charles Road, Mount Carroll, IL 61053.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $769,000 | $769,000 | $769,000 |
| Down Payment | $153,800 | $26,915 | $192,250 |
| Monthly Mortgage Amount | $3,688 | $4,527 | $4,751 |
| Taxes | $1070 | $1070 | $1070 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $338 | $0 |
| Monthly Estimated Total | $4,982 | $6,159 | $6,045 |