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101 Canyon Rd , Montezuma, IA 50171.
Lake Ponderosa Barndominium with 10' Lake Access. Don't miss this rare opportunity to own a unique open concept barndominium located on beautiful Lake Ponderosa in Montezuma, Iowa. Sitting on 0.61 acres, this 2-bedroom, 2-bathroom home combines rustic charm with modern comforts?and includes a revenue-generating bait shop! Step inside to a warm and inviting interior featuring stunning knotty pine throughout, soaring 13' ceilings, and abundant natural light. The recently remodeled main bathroom boasts a custom Onyx shower, while the second bathroom offers a relaxing jetted tub/shower combo with tile surround. The expansive 1,422 SF garage is fully spray-foamed and includes a heated and cooled bonus space?perfect for a craft room, private lounge, or man cave. Hosting guests is a breeze with 4 camper hookups, each with drainpipe access, and two separate electrical boxes offering 50/30/20 Amp service. A private pathway leads to your 10 feet of lake access with a dock included, plus access to a shared dock platform ideal for unwinding and watching the lake activities. Whether you're looking for a peaceful lake retreat, a hobbyist's dream setup, or a unique income-producing property, this one checks all the boxes.
MLS ID: 2602357
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101 Canyon Rd , Montezuma, IA 50171.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $475,000 | $475,000 | $475,000 |
| Down Payment | $95,000 | $16,625 | $118,750 |
| Monthly Mortgage Amount | $2,248 | $2,796 | $2,911 |
| Taxes | $661 | $661 | $661 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $209 | $0 |
| Monthly Estimated Total | $3,048 | $3,805 | $3,711 |